.page-shell{width:min(1308px,90%);margin-inline:auto}.page-hero{background:#0b2033;color:white;padding:32px 0 72px}.page-hero h1{font-size:clamp(40px,4.4vw,66px);max-width:950px}.page-hero .eyebrow{color:#38d1d2}.page-hero>.page-shell>p:last-child{font-size:19px;line-height:1.8;max-width:830px;color:#c6d4df;margin:25px 0 0}.breadcrumbs{display:flex;gap:12px;align-items:center;font-size:13px;margin-bottom:42px;color:inherit;opacity:.8}.breadcrumbs a{font:inherit;text-decoration:underline;text-underline-offset:4px}.page-hero+.section{padding-top:75px}.info-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:25px;margin-top:40px}.info-card{padding:32px;background:#f2f6f8;border:1px solid #dfE8ed;border-radius:20px}.info-card h3{font-size:26px}.info-card p,.reading-intro p,.help-card p,.next-step p,.fit-note>p:last-child{font-size:17px;line-height:1.85;color:#5c7285}.info-card p:last-child{margin-bottom:0}.inline-link{font-family:Outfit,Arial,sans-serif;font-size:16px;font-weight:700;color:#006e77;text-underline-offset:5px}.reading-intro{max-width:880px}.reading-intro h2{max-width:800px}.journey{counter-reset:steps;list-style:none;padding:0;display:grid;grid-template-columns:repeat(2,1fr);gap:35px 60px;margin-top:45px}.journey li{position:relative;padding-left:54px}.journey li:before{counter-increment:steps;content:counter(steps,decimal-leading-zero);font:700 19px Outfit,Arial,sans-serif;color:#008c93;position:absolute;left:0;top:3px}.journey p{font-size:17px;line-height:1.8;color:#5c7285}.help-card{background:#eaf2f5;padding:35px;border-radius:23px;min-width:0}.help-card h3{font-size:28px}.question-list{padding-left:22px;margin:25px 0 30px}.question-list li{padding-left:5px;margin:15px 0;line-height:1.7;font-size:17px}.question-list li::marker{color:#008c93}.fit-note{border-left:4px solid #00a8ac;padding:5px 0 5px 25px;max-width:900px}.fit-note .eyebrow{margin:0}.fit-note>p:last-child{margin:10px 0}.related-links{display:flex;flex-direction:column;gap:21px;margin:25px 0}.next-step{display:flex;justify-content:space-between;align-items:center;gap:45px}.next-step>div:first-child{max-width:730px}.phone-actions{display:flex;flex-wrap:wrap;gap:15px;align-items:center;font-size:14px}.phone-actions a{white-space:nowrap;text-underline-offset:4px}.footer-nav{display:flex;flex-wrap:wrap;gap:22px;padding:28px 0 0}.footer-nav a{font-size:14px}.guide-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:23px}.guide-card{padding:30px;border:1px solid #dbe6ec;border-radius:20px;display:flex;flex-direction:column}.guide-card h2{font-size:27px;letter-spacing:-.5px}.guide-card p{font-size:16px;line-height:1.8;color:#607689;flex:1}.guide-card a{font-size:15px}.page-note{font-size:13px;line-height:1.8;color:#5c7182;margin-top:30px}.glossary dt{font-weight:700;margin-top:20px}.glossary dd{margin:8px 0 0;font-size:16px;line-height:1.7;color:#5c7285}.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:80px}.contact-grid h2{font-size:36px}.contact-grid .help-card{align-self:start}.contact-grid .help-card a[href^="mailto"]{overflow-wrap:anywhere}.contact-choice{padding:30px 0;border-bottom:1px solid #dbe6ec}.contact-choice p{color:#5c7285;line-height:1.7}.action-row{display:flex;align-items:center;gap:14px;flex-wrap:wrap}.all-options{margin-top:32px}.loan-detail-link{color:#43d3d6;font-family:Outfit,Arial,sans-serif;font-weight:700;text-underline-offset:5px}.calculator-teaser{display:grid;grid-template-columns:1.15fr .85fr;gap:65px;align-items:center}.calculator-preview{padding:38px;border-radius:25px;background:#102a43;color:white;box-shadow:0 15px 40px #102a4312}.calculator-preview>span{font-size:13px;text-transform:uppercase;letter-spacing:1.5px;color:#3cdbd9}.calculator-preview ol{padding-left:23px;margin:28px 0;font:600 24px/1.6 Outfit,Arial,sans-serif}.calculator-preview li{margin-bottom:14px}.calculator-preview p{border-top:1px solid #ffffff30;padding-top:20px;font-size:14px;line-height:1.7;color:#c4d3df}nav#navigation{gap:20px}nav#navigation a{font-size:14px}nav a[aria-current="page"]{color:#00787f;text-decoration:underline;text-underline-offset:7px}
/* Calculator: essentials first, optional details at the visitor’s pace. */
.calculator-page{background:#f3f7f9;padding-bottom:60px}.calculator-heading{padding-top:28px;padding-bottom:38px}.calculator-heading .breadcrumbs{margin-bottom:32px}.calculator-heading h1{font-size:clamp(38px,4.4vw,62px)}.calculator-heading>p:not(.eyebrow){max-width:790px;font-size:18px;line-height:1.7;color:#597185}.no-gate{font-size:13px;color:#526d7f;line-height:1.7;display:block}.calculator-layout{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.05fr);align-items:start;gap:35px}.calculator-inputs{margin:0;background:white;border:1px solid #dce6ec;border-radius:22px;padding:34px}.calculator-inputs h2,.calculator-results h2{font-size:26px;letter-spacing:-.5px}.calculator-inputs .input-intro{font-size:15px;line-height:1.7;color:#687c8e;margin-bottom:27px}.calculator-inputs label{font-size:15px;font-weight:700;display:flex;flex-direction:row;justify-content:space-between;align-items:baseline;margin-bottom:8px;gap:10px}.calculator-inputs .field-unit{font-weight:400;font-size:13px;color:#566e80}.calculator-inputs input,.calculator-inputs select{height:52px;padding:12px 13px;border-radius:10px;background:#fcfdfe;border-color:#bbcdd8;font-size:18px}.calculator-inputs small{display:block;font-size:13px;line-height:1.65;color:#637b8e;margin:9px 0 20px}.calculator-inputs input:invalid:not(:focus){border-color:#b85b45}.calc-field{margin-top:23px}.joined-field{display:grid;grid-template-columns:1.15fr 1fr;gap:12px}.joined-field select{font-size:15px}.quick-picks{display:flex;gap:8px;margin-top:-6px;margin-bottom:23px}.quick-picks button{border:1px solid #ccdce5;border-radius:24px;background:#f1f7f9;padding:9px 19px;color:#15334b;font-size:14px;font-weight:600}.quick-picks button:hover{background:#d8edef}.calc-pair{display:grid;grid-template-columns:1fr 1fr;gap:17px}.calc-details{border-top:1px solid #dce6ec;margin-top:25px;padding-top:23px}.calc-details>summary{font-family:Outfit,Arial,sans-serif;font-size:18px;font-weight:700;cursor:pointer;list-style:none;display:flex;justify-content:space-between;gap:15px;align-items:center;line-height:1.5}.calc-details>summary::-webkit-details-marker{display:none}.calc-details>summary>span{font-size:24px;color:#008d92;font-weight:400}.calc-details[open]>summary>span{transform:rotate(45deg)}.calc-details p{font-size:14px;line-height:1.8;color:#587386;margin:19px 0 24px}.calc-details input+label,.calc-details select+label,.calc-details #custom-mi-field+label{margin-top:23px}.calc-details>label{margin-top:23px}.quiet-button{border:0;background:transparent;color:#007780;padding:8px 0;text-decoration:underline;text-underline-offset:4px;font-size:14px}.calc-actions{display:flex;gap:22px;align-items:center;margin-top:28px}.calc-actions .button{font-size:15px;padding:15px 23px}#calculator-error{background:#fff0ed;color:#8b3325;padding:14px;border-radius:8px;font-size:14px;line-height:1.7}.payment-card{background:#102a43;color:white;border-radius:23px;padding:34px}.payment-card .eyebrow{color:#39d5d8;font-size:12px}.payment-card h2{font-family:'DM Sans',Arial,sans-serif;font-size:17px;font-weight:500;letter-spacing:0;color:#d7e2ea}.payment-value{font-family:Outfit,Arial,sans-serif;font-size:clamp(40px,4.6vw,66px);font-weight:700;letter-spacing:-1.8px;margin:10px 0 0;min-height:70px;overflow-wrap:anywhere}.payment-caption{font-size:13px;color:#bbceda;margin-top:3px}.payment-bar{height:11px;display:flex;overflow:hidden;border-radius:20px;gap:3px;margin:25px 0}.pi{background:#32ced0}.taxes{background:#d9b484}.insurance{background:#99b8dc}.mi{background:#c2b4e4}.hoa{background:#e9eff3}.payment-breakdown{margin:0}.payment-breakdown>div,.compact-breakdown>div{display:flex;justify-content:space-between;gap:18px;margin:17px 0;font-size:15px;line-height:1.5}.payment-breakdown dt{display:flex;align-items:center;gap:10px}.payment-breakdown dd,.compact-breakdown dd{margin:0;font-weight:600;white-space:nowrap}.dot{display:inline-block;flex-shrink:0;width:9px;height:9px;border-radius:50%}.calc-insight{border-top:1px solid #ffffff25;padding-top:18px;margin:20px 0 0;font-size:13px;line-height:1.8;color:#d2dfe8}.cash-card,.compare-card,.payoff-card,.calculator-handoff{margin-top:23px;padding:30px;background:white;border:1px solid #dce6ec;border-radius:21px}.cash-card .eyebrow{font-size:11px;margin-bottom:15px}.cash-card>strong{font:700 38px Outfit,Arial,sans-serif;letter-spacing:-1px;display:block;margin:16px 0}.cash-card p,.compare-card>p,.calculator-handoff>p{font-size:14px;line-height:1.8;color:#5b7487}.compare-card .button{font-size:14px;padding:14px 21px}.compare-card .action-row{margin-top:20px}.table-scroll{overflow-x:auto;margin-top:22px}table{width:100%;border-collapse:collapse;min-width:360px;font-size:13px}caption{text-align:left;color:#587083;font-size:13px;line-height:1.6;padding-bottom:13px}th,td{padding:13px 9px;text-align:right;border-bottom:1px solid #dce6ec;line-height:1.5;vertical-align:top}th:first-child,td:first-child{text-align:left}thead th{background:#edf4f7;font-weight:700}tbody th{font-weight:500}#comparison-insight{font-size:14px;line-height:1.8;color:#356573}.payoff-card .calc-details{border:0;padding:0;margin:0}#payoff-details{font-size:16px;line-height:1.8;color:#264c62;margin-top:23px}.calculator-handoff{background:#e5f4f4;border:0}.calculator-handoff h2{font-size:27px}.small-contact{display:flex;flex-wrap:wrap;gap:8px}.calculator-notes{padding-top:50px;max-width:1050px}.calculator-notes h2{font-size:28px}.calculator-notes p,.calculator-notes>a{font-size:13px;line-height:1.9;color:#5c7285}.sr-only{position:absolute!important;width:1px!important;height:1px!important;padding:0!important;margin:-1px!important;overflow:hidden!important;clip:rect(0,0,0,0)!important;white-space:nowrap!important;border:0!important}.calculator-results button:disabled{opacity:.5;cursor:not-allowed}
@media(max-width:1100px){nav#navigation{gap:13px}nav#navigation a{font-size:13px}.calculator-layout{gap:23px}.calculator-inputs,.payment-card{padding:26px}.contact-grid{gap:40px}.info-card{padding:25px}}
@media(max-width:1000px){header{height:85px}.brand{width:160px}#menu-toggle{display:block;background:none;border:1px solid #d7e1e8;border-radius:30px;padding:12px;font-size:14px}.header-cta{margin-left:auto}nav#navigation{display:none;position:absolute;top:85px;left:0;right:0;padding:25px 5%;background:#fff;flex-direction:column;box-shadow:0 15px 20px #15233810}nav#navigation.open{display:flex}nav#navigation a{font-size:18px;padding:8px}.footer-nav{position:static;display:flex;flex-direction:row;background:transparent;box-shadow:none}.guide-grid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:850px){.info-grid{grid-template-columns:1fr}.info-card{padding:28px}.page-hero{padding-bottom:55px}.page-hero h1{font-size:49px}.next-step{display:block}.next-step .contact-actions{align-items:flex-start;margin-top:30px}.contact-grid{grid-template-columns:1fr}.calculator-teaser{grid-template-columns:1fr;gap:35px}.calculator-layout{grid-template-columns:1fr}.calculator-inputs{padding:30px}.calculator-heading h1{font-size:46px}.payment-value{font-size:60px}.breadcrumbs{display:flex;position:static;padding:0;background:transparent;box-shadow:none;flex-direction:row}.breadcrumbs a{font-size:13px;padding:0}.footer-nav a{font-size:14px;padding:0}.calculator-results{min-width:0}.calculator-notes{width:88%}}
@media(max-width:540px){.page-hero h1{font-size:38px}.page-hero>.page-shell>p:last-child{font-size:17px}.guide-grid,.journey{grid-template-columns:1fr}.journey{gap:25px}.help-card{padding:26px}.guide-card{padding:26px}.guide-card h2{font-size:25px}.page-shell{width:88%}.calculator-heading h1{font-size:37px}.calculator-heading>p:not(.eyebrow){font-size:16px}.calculator-inputs,.payment-card{padding:23px}.cash-card,.compare-card,.payoff-card,.calculator-handoff{padding:23px}.payment-value{font-size:48px}.payment-breakdown>div,.compact-breakdown>div{font-size:14px;gap:10px}.calculator-inputs h2,.calculator-results h2{font-size:24px}.payment-card h2{font-size:16px}.calc-pair{gap:12px}.calculator-inputs input,.calculator-inputs select{font-size:16px}.joined-field{grid-template-columns:1fr 1fr;gap:8px}.calc-actions{flex-direction:column;align-items:flex-start;gap:10px}.calculator-preview{padding:29px}.calculator-preview ol{font-size:22px}.footer-nav{gap:18px}.phone-actions{gap:12px;font-size:13px}.contact-grid h2{font-size:29px}}

@media(max-width:540px){header .brand{width:120px}.calculator-inputs .joined-field select{font-size:14px}.quick-picks button{padding-inline:16px}}

/* Keep inquiry contact actions distinct and easy to tap at every width. */
.inquiry-contact{margin-top:20px}.inquiry-contact>.form-note{margin:0 0 9px}.inquiry-phone-links{gap:12px 26px;align-items:center}.inquiry-phone-links a{display:inline-flex;align-items:center;min-height:40px;padding:6px 0;font-size:14px}.company-promise h3{font-size:32px;line-height:1.2}.company-promise .button{margin-top:12px}

/* Keep the dedicated VA link visible without crowding the desktop header. */
@media(min-width:1001px) and (max-width:1250px){header{gap:14px;padding-inline:24px}header .brand{width:150px}header .header-cta{padding:15px 20px;font-size:14px}nav#navigation{gap:10px}nav#navigation a{font-size:13px}}

.page-hero .action-row{margin-top:30px}.text-button{background:none;border:0;padding:8px 0;text-align:left}.reading-intro h2:not(:first-child){margin-top:45px}#inquiry-context{background:#eef4f6;border-radius:12px;padding:16px;margin:15px 0}#inquiry-context textarea{font-size:13px;line-height:1.6;background:#fff}#inquiry-context .quiet-button{margin-top:8px}#va-options{padding:20px;background:#f0f5f8;border-radius:15px;margin:20px 0}.quick-picks{flex-wrap:wrap}.quick-picks button{padding-inline:15px}#insurance-warning{border-left:3px solid #a96c36;padding-left:12px}

.library-grid{grid-template-columns:repeat(2,minmax(0,1fr));align-items:stretch}.library-grid:empty{display:none}.library-grid .review-card{display:flex;flex-direction:column;min-width:0}.library-grid blockquote{overflow-wrap:anywhere;flex:1}.review-toolbar{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:24px;margin-top:28px}.review-controls{display:flex;align-items:center;flex-wrap:wrap;gap:12px}.review-controls[hidden]{display:none}.review-controls button{border:1px solid #b6c8d5;background:#fff;color:var(--navy);border-radius:24px;min-height:44px;min-width:44px;padding:10px 16px;font-weight:700}.review-controls button:hover{background:#e7eff3}.review-controls span{font-size:13px}.review-attribution{font-size:13px;line-height:1.6;margin:18px 0 0}.review-disclosure{margin-bottom:0}.review-toolbar .inline-link{padding:12px 0}@media(max-width:700px){.library-grid{grid-template-columns:1fr}.review-toolbar{align-items:flex-start;flex-direction:column}.library-grid .review-card{padding:25px}}
/* Purchase and refinance planners share the Atwood calculator language. */
.calculator-switch{display:flex;flex-wrap:wrap;gap:8px;margin-bottom:26px;position:static;background:transparent;box-shadow:none}.calculator-switch a{display:inline-block;border:1px solid #bed0db;border-radius:99px;padding:11px 23px;font-size:16px;font-weight:700;text-decoration:none;color:#15334b}.calculator-switch a[aria-current=page]{color:white;background:#102a43;border-color:#102a43;text-decoration:none}.refinance-goals{padding-bottom:30px}.refinance-goals fieldset{border:0;padding:0;margin:0}.refinance-goals legend{font:700 20px Outfit,Arial,sans-serif;margin-bottom:13px}.goal-options{display:grid;grid-template-columns:1fr 1fr;gap:16px}.goal-options label{cursor:pointer;display:flex;align-items:center;gap:14px;border:2px solid #c5d6de;border-radius:16px;padding:20px;background:white}.goal-options label:has(:checked){border-color:#007d84;background:#e6f4f4}.goal-options input{width:22px;height:22px;flex:0 0 22px;accent-color:#007d84}.goal-options strong{font-size:18px;display:block;color:#102a43}.goal-options small{display:block;font-size:14px;line-height:1.6;color:#526d7f;margin-top:7px}.refinance-planner .calculator-inputs>input,.refinance-planner .calculator-inputs>select{margin-bottom:22px}.refinance-planner .calculator-inputs h2{margin-top:28px}.refinance-planner .example-note{font-size:14px;line-height:1.6;background:#f1f6f8;border-radius:10px;padding:14px;margin-top:0;color:#37586d}.refi-debt{border:1px solid #cfdee6;border-radius:14px;padding:16px;margin:20px 0;background:#f7fafb;min-width:0}.refi-debt legend{font:700 17px Outfit,Arial,sans-serif;padding:0 8px}.debt-fields{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-top:15px}.debt-fields>div:last-child{grid-column:1/-1}.refinance-planner .calculator-inputs small{font-size:14px}.refinance-planner .calc-pair label{flex-wrap:wrap;min-height:45px}.refinance-planner .field-unit{font-size:14px}.refinance-planner .refi-total{padding-top:17px;border-top:1px solid #ffffff40}.refinance-planner .compact-breakdown>div{align-items:baseline}.refinance-planner .compact-breakdown dd{white-space:normal;text-align:right}.refinance-planner .compare-card table{font-size:14px;min-width:0}.refinance-planner .compare-card th,.refinance-planner .compare-card td{padding:12px 6px;overflow-wrap:anywhere}.refinance-planner .compare-card th:first-child{width:43%}.refinance-planner .payoff-card>p{font-size:15px;line-height:1.8;color:#526d7f}.refinance-planner .calculator-notes p,.refinance-planner .calc-insight,.refinance-planner .payment-caption,.refinance-planner .no-gate{font-size:14px}.refinance-planner .calculator-heading{padding-bottom:24px}.refinance-planner #refi-error{background:#fff0ed;color:#8b3325;padding:14px;border-radius:8px;font-size:15px;line-height:1.7}.refinance-planner [hidden]{display:none!important}.refinance-planner .quiet-button:disabled{opacity:.5;cursor:not-allowed}.refinance-planner .payment-breakdown dd{white-space:normal;text-align:right}.refinance-planner .calculator-handoff .button{white-space:normal}.goal-options input:focus-visible{outline:3px solid #007d84;outline-offset:4px}
@media(max-width:650px){.goal-options{grid-template-columns:1fr}.refinance-planner .calc-pair{grid-template-columns:1fr}.refinance-planner .calc-pair label{min-height:0}.refinance-planner .calc-pair>div{margin-bottom:8px}.refinance-planner .calculator-heading h1{font-size:36px}.calculator-switch a{font-size:15px;padding:10px 17px}.refinance-planner .calculator-inputs,.refinance-planner .payment-card{padding:21px}.refinance-planner .calculator-heading>p{font-size:16px}.refinance-planner .payment-value{font-size:46px}.refinance-planner .compare-card{padding:20px}.refinance-planner .calculator-notes{padding-top:28px}.goal-options strong{font-size:17px}}

/* Compact six-review batches; readable cards at every screen size. */
.library-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:18px;align-items:start}
.library-grid .review-card{padding:22px;border-radius:16px;min-height:310px}
.library-grid .stars{font-size:18px;letter-spacing:2px}
.library-grid blockquote{font-size:15px;line-height:1.65;margin:16px 0 18px}
.library-grid .review-person{gap:10px;margin-top:auto}
.library-grid .review-person>span{width:34px;height:34px;flex-shrink:0;font-size:11px}
.library-grid .review-person cite{font-size:13px}
.library-grid .review-attribution{font-size:12px;margin-top:12px}
.review-expand{align-self:flex-start;border:0;background:none;padding:0 0 12px;margin-bottom:10px;color:#00737c;text-decoration:underline;text-underline-offset:3px;font-size:13px;font-weight:700}
@media(max-width:1000px){.library-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:600px){.library-grid{grid-template-columns:1fr}.library-grid .review-card{min-height:0;padding:21px}.library-grid blockquote{font-size:15px}}

/* Crossfade overlapping batches without moving the controls or following content. */
.review-stage{position:relative}
.review-outgoing{position:absolute;inset:0;pointer-events:none;z-index:1}
.library-grid .review-card{height:410px;min-height:0}
.library-grid .review-card.review-expanded{height:auto;min-height:410px}
.library-grid .review-card blockquote{margin:14px 0 12px}
.library-grid .review-card .review-expand{min-height:30px;padding-bottom:6px;margin-bottom:10px}
@media(prefers-reduced-motion:reduce){.review-outgoing{display:none}}

/* Clearer planning flows, readable at phone widths. */
.calculator-quick-result{display:flex;gap:18px;justify-content:space-between;align-items:center;padding:16px 22px;margin-bottom:24px;background:#e5f4f4;border:1px solid #bddbdd;border-radius:12px;font-size:15px;color:#12334b}.calculator-quick-result strong{display:block;font-size:22px}.calculator-quick-result a{font-weight:700;white-space:nowrap}.calculator-help{padding:14px 0;border-bottom:1px solid #d5e2e8;margin-bottom:20px}.calculator-help summary{cursor:pointer;font-weight:700;font-size:15px;color:#006d76}.calculator-help p{font-size:14px;line-height:1.7;color:#496478}.calculator-results{scroll-margin-top:110px}.calculator-results:focus-visible{outline:3px solid #007d84;outline-offset:8px}.cash-card>.calc-details,.compare-card>.calc-details{margin:0;padding:0;border:0}.refi-decision h2{font-size:25px}.refi-decision .compact-breakdown>div{display:block;padding:10px 0}.refi-decision dd{margin:6px 0 0!important;text-align:left!important;font-size:22px;font-weight:700;color:#12334b}.compact-options{padding-block:22px}.guide-answers .reading-intro{max-width:850px}.guide-answers article{margin-top:28px}.guide-answers h3{font-size:23px;line-height:1.35}.guide-answers article p{font-size:17px;line-height:1.8}.review-static-more{font-size:14px;margin-bottom:12px}.review-static-more summary{cursor:pointer;color:#006d76}.review-card:has(.review-static-more[open]){height:auto;min-height:410px}#our-approach .info-grid{grid-template-columns:repeat(4,minmax(0,1fr))}
@media(max-width:1100px){#our-approach .info-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:600px){#our-approach .info-grid{grid-template-columns:1fr}.library-grid{gap:12px}.library-grid .review-card{height:335px;padding:18px}.library-grid .review-card.review-expanded{min-height:335px;height:auto}.library-grid blockquote{font-size:14px;line-height:1.55}.calculator-quick-result{padding:14px;font-size:13px}.calculator-quick-result strong{font-size:19px}.calculator-inputs .calc-actions .button{width:100%}.guide-answers h3{font-size:21px}.guide-answers article p{font-size:16px}}

/* Homepage: welcoming, direct ways to reach the team or begin. */
.home-hero-contact{display:flex;flex-wrap:wrap;align-items:center;gap:12px 25px;margin-top:18px;font-size:15px;color:#fff}.home-hero-contact a{padding:8px 0;text-underline-offset:4px}.home-welcome h3{font-size:clamp(27px,2.5vw,36px);line-height:1.2}.home-welcome .phone-actions{gap:12px 24px;margin:22px 0 18px;font-size:17px;font-weight:700}.home-welcome .phone-actions a{padding-block:8px}.home-apply-path{margin-top:27px;padding-top:22px;border-top:1px solid #cadbe3}.home-apply-path p{margin:0 0 9px;font-weight:700}.home-apply-path small{display:block;margin-top:12px;font-size:14px;line-height:1.65;color:#526d7f}.home-welcome .button{white-space:normal}
@media(max-width:600px){.home-hero-contact{font-size:14px;gap:10px 20px}.home-welcome .phone-actions{font-size:16px}.home-welcome .inline-link{font-size:17px}.hero:has(.home-hero-contact){height:auto;min-height:720px}.hero:has(.home-hero-contact) .hero-content{padding-bottom:150px}}

/* Purposeful guidance with compact, responsive comparisons. */
.jumbo-comparison{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:22px;margin-top:32px}.jumbo-comparison .eyebrow{font-size:12px}.jumbo-comparison .comparison-question{border-top:1px solid #d4e2e8;padding-top:15px;color:#006d76;font-weight:600}.home-welcome .question-list li{margin-bottom:16px}.first-home-steps{margin-bottom:0}.first-home-steps .inline-link{font-size:15px;line-height:1.6}#cash-example,#first-home-documents{scroll-margin-top:100px}
@media(max-width:700px){.jumbo-comparison{grid-template-columns:1fr;gap:16px}.jumbo-comparison .info-card{padding:24px}.first-home-steps{gap:24px}.home-welcome .question-list{padding-left:21px}}