/* Spacious, individual team cards, using authentic supplied/public photos. */
.team-intro{text-align:center}.team-intro h1{max-width:1050px;margin:auto;font-size:clamp(40px,4.3vw,64px)}.team-intro>p:not(.eyebrow){font-size:20px;line-height:1.85;max-width:860px;margin:30px auto 65px;color:#657e91}.officer-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:38px;text-align:center}.officer-card{padding:34px;background:#e5eef3;border:1px solid #d2e0e9;border-radius:29px;box-shadow:0 16px 30px #15334b08}.officer-card>img{width:100%;height:auto;aspect-ratio:1.1;object-fit:cover;object-position:center 20%;border-radius:20px;display:block;margin-bottom:28px}.officer-card h2{font-size:34px}.officer-role{font-size:20px;line-height:1.5;color:#3f6079;margin:15px 0}.officer-license{font:700 13px/1.6 Outfit,Arial,sans-serif;letter-spacing:.4px;color:#5d768a;margin:25px 0}.officer-actions{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-top:30px}.officer-actions .button{border-radius:11px;font-size:15px;padding:17px 12px;min-height:56px}.officer-profile-link{grid-column:1/-1}.officer-contact{font-size:13px;line-height:1.9;color:#537087;margin:25px 0 0;overflow-wrap:anywhere}.pending-portrait{aspect-ratio:1.6;min-height:200px;border-radius:20px;background:linear-gradient(145deg,#15344b,#27606b);color:#fff;display:flex;flex-direction:column;justify-content:center;align-items:center;gap:14px;margin-bottom:28px}.pending-portrait>span{font:600 64px Outfit,Arial,sans-serif;color:#b8e3e5;letter-spacing:5px}.pending-portrait small{font-size:12px;letter-spacing:2px;text-transform:uppercase}.pending-officer>p:not(.officer-role):not(.officer-license):not(.officer-contact){font-size:16px;color:#5a7588;line-height:1.8;max-width:370px;margin:24px auto}.officer-detail{display:grid;grid-template-columns:minmax(0,.9fr) minmax(0,1.1fr);gap:65px;align-items:start}.officer-detail>div>img{display:block;width:100%;height:auto;aspect-ratio:.95;object-fit:cover;object-position:center 20%;border-radius:24px;margin-top:28px}.officer-detail h1{font-size:56px}.officer-detail .officer-actions{max-width:590px}.officer-detail .body-copy{font-size:17px}.officer-detail>div:first-child{position:sticky;top:25px}
/* Product navigation supports hover, click, touch, and keyboard. */
nav#navigation{align-items:center}.nav-group{position:static}.nav-label{display:flex;align-items:center;gap:2px}.nav-label>a{white-space:nowrap}.nav-disclosure{background:none;border:0;padding:10px 5px;color:#008b91;font-size:20px;line-height:1;min-width:24px}.nav-disclosure[aria-expanded=true] span{display:block;transform:rotate(180deg)}.nav-dropdown{position:absolute;top:calc(100% - 8px);left:22%;width:min(770px,75%);padding:23px;background:#fff;border:1px solid #dce6eb;border-radius:21px;box-shadow:0 20px 40px #0b203325;display:grid;grid-template-columns:1fr 1fr;gap:5px 20px;z-index:15}.nav-dropdown:before{content:'';position:absolute;top:-30px;left:0;right:0;height:30px}nav#navigation .nav-dropdown a{font-size:16px;padding:13px 15px;line-height:1.45;border-radius:8px}nav#navigation .nav-dropdown a:hover,nav#navigation .nav-dropdown a:focus-visible{background:#eef7f7;color:#007b81}.nav-dropdown a:first-child{color:#007f86}.nav-group.expanded>.nav-label>a{color:#007f86;text-underline-offset:8px;text-decoration:underline}
/* Quiet invitation; no automatic dialog, autofocus, or sound. */
#atwood-chat{position:fixed;right:25px;bottom:23px;z-index:30;font-family:'DM Sans',Arial,sans-serif}#chat-launcher{border:0;background:#087f86;color:white;padding:16px 21px;border-radius:40px;display:flex;gap:10px;align-items:center;box-shadow:0 8px 30px #0b203332;font:700 16px Outfit,Arial,sans-serif;margin-left:auto}#chat-invite{position:absolute;bottom:76px;right:0;width:285px;border:1px solid #d6e5eb;background:white;color:#12324b;border-radius:17px;box-shadow:0 12px 35px #0b203322;padding:21px 35px 21px 21px}#chat-invite-open{border:0;background:none;text-align:left;padding:0;color:inherit}#chat-invite-open strong{display:block;font:700 20px Outfit,Arial,sans-serif;margin-bottom:8px}#chat-invite-open span{font-size:14px;line-height:1.6;color:#5d778b}#chat-invite-dismiss{position:absolute;right:8px;top:7px;border:0;background:none;padding:5px 8px;font-size:23px;color:#4d6d80}#chat-panel{position:absolute;bottom:75px;right:0;width:410px;height:min(685px,calc(100dvh - 120px));background:white;border:1px solid #c9dce5;border-radius:22px;box-shadow:0 20px 65px #0b203340;display:flex;flex-direction:column;overflow:hidden}.chat-header{background:#102a43;color:white;display:flex;justify-content:space-between;align-items:center;padding:20px;gap:10px}.chat-header p{font:700 24px Outfit,Arial,sans-serif;margin:0 0 3px}.chat-header span{font-size:12px;color:#b9d7e2}.chat-header>div:last-child{display:flex;gap:10px;align-items:center}.chat-header button{color:white;background:transparent;border:0;padding:6px;font-size:12px;text-decoration:underline;text-underline-offset:4px}#chat-close{font-size:29px;text-decoration:none;line-height:1}.chat-body{padding:20px;overflow-y:auto;flex:1;min-height:90px;overscroll-behavior:contain}.chat-welcome{margin:0;font-size:14px;line-height:1.75;color:#36566c}.chat-suggestions{display:flex;gap:8px;flex-wrap:wrap;margin:17px 0}.chat-suggestions button{border:1px solid #bbd9df;border-radius:18px;background:#f1f8f9;padding:9px 12px;font-size:12px;color:#176873}.chat-message{padding:13px 15px;margin:15px 0;border-radius:13px;font-size:14px;line-height:1.75;white-space:pre-wrap;overflow-wrap:anywhere}.chat-message.user{background:#17364e;color:white;margin-left:30px;border-bottom-right-radius:3px}.chat-message.assistant{background:#edf5f7;color:#264b61;margin-right:10px;border-bottom-left-radius:3px}.chat-message a{color:#006a73;font-weight:600;text-underline-offset:3px}.chat-message-label{font-size:10px;text-transform:uppercase;letter-spacing:1px;display:block;margin-bottom:6px;opacity:.7}.chat-links{display:flex;flex-wrap:wrap;gap:10px;margin:10px 0 0;font-size:12px}.chat-links a{background:#fff;border:1px solid #cfE0e6;border-radius:6px;padding:6px 9px}.chat-human{border-top:1px solid #dde8ee;padding:11px 18px;display:flex;gap:14px;align-items:center;font-size:12px}.chat-human button{border:0;padding:4px 0;background:none;color:#006f77;text-decoration:underline;text-underline-offset:3px;font-size:12px;margin-right:auto}.chat-human a{text-underline-offset:3px}#chat-form{display:flex;align-items:end;gap:9px;margin:0;padding:5px 16px 10px}#chat-input{resize:none;border-radius:11px;padding:11px;font-size:14px;min-height:65px;max-height:110px;line-height:1.5}#chat-send{background:#087f86;border:0;border-radius:10px;padding:14px 13px;color:white;font-weight:700;font-size:13px;white-space:nowrap}#chat-send:disabled{opacity:.5;cursor:wait}.chat-disclosure{font-size:10px;line-height:1.6;color:#6b7e8c;margin:0;padding:0 18px 14px}#chat-status{font-size:13px;color:#577787}#chat-error{padding:12px;background:#fff3ec;border-radius:10px;color:#73462d;font-size:13px;line-height:1.6}#chat-error p{margin:0 0 8px}#chat-retry{border:0;padding:0;background:none;color:inherit;font-weight:700;text-decoration:underline}body.modal-open #atwood-chat{visibility:hidden}
@media(max-width:1100px){nav#navigation{gap:10px}.nav-label{gap:0}.nav-disclosure{padding-inline:3px}.officer-card{padding:25px}.officer-detail{gap:35px}}
@media(max-width:1000px){nav#navigation{align-items:stretch;max-height:calc(100dvh - 130px);overflow-y:auto}.nav-label{justify-content:space-between}.nav-disclosure{padding:12px 17px;min-width:45px}.nav-dropdown{position:static;width:100%;box-shadow:none;padding:10px;border-radius:12px;grid-template-columns:1fr 1fr;margin:6px 0 12px}.nav-dropdown:before{display:none}nav#navigation .nav-dropdown a{font-size:14px;padding:11px}.officer-grid{gap:25px}.officer-actions{grid-template-columns:1fr}.officer-detail{grid-template-columns:1fr 1fr}.officer-detail h1{font-size:44px}}
@media(max-width:700px){.officer-grid,.officer-detail{grid-template-columns:1fr}.officer-card{padding:23px}.officer-card>img{aspect-ratio:1.05}.officer-card h2{font-size:31px}.officer-actions{grid-template-columns:1fr 1fr}.officer-actions .button{font-size:13px}.team-intro>p:not(.eyebrow){font-size:17px;margin-bottom:40px}.officer-detail>div:first-child{position:static}.officer-detail>div>img{max-height:550px}.pending-portrait{aspect-ratio:1.7}.nav-dropdown{grid-template-columns:1fr}.team-intro h1{font-size:40px}}
@media(max-width:480px){#atwood-chat{right:14px;bottom:14px}#chat-launcher{padding:13px 17px;font-size:14px}#chat-panel{width:calc(100vw - 28px);bottom:65px;height:min(660px,calc(100dvh - 95px));border-radius:17px}.chat-header{padding:16px}.chat-body{padding:16px}.chat-header p{font-size:22px}#chat-invite{bottom:65px}.chat-disclosure{font-size:10px}}

/* Owner-supplied portraits: natural upper-body framing, compact team tiles. */
.officer-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:24px;max-width:1240px;margin-inline:auto;align-items:start}.officer-card{padding:22px;border-radius:23px}.officer-portrait{position:relative;isolation:isolate;overflow:hidden;aspect-ratio:1.05;background:#e7edf0 url("/media/broker-office-background.webp") center center/cover no-repeat;border-radius:17px;margin-bottom:22px}.officer-portrait>img{position:absolute;display:block;width:100%;height:auto;max-width:none;left:0;top:-7%;margin:0;border-radius:0;aspect-ratio:auto}.portrait-johnny-knox>img{top:5%;width:96%;left:2%}.officer-card h2{font-size:28px;line-height:1.2;margin:0}.officer-card .officer-role{font-size:17px;margin:11px 0}.officer-card .officer-license{font-size:13px;margin:17px 0}.officer-card .officer-actions{grid-template-columns:1fr 1fr;gap:9px;margin-top:21px}.officer-card .officer-actions .button{font-size:14px;padding:12px 8px;min-height:48px;line-height:1.4;white-space:normal}.officer-card .officer-profile-link{grid-column:1/-1}.team-intro>p:not(.eyebrow){margin-bottom:42px}.officer-detail{grid-template-columns:minmax(0,.8fr) minmax(0,1.2fr);gap:48px;max-width:1260px;margin-inline:auto}.officer-detail .officer-portrait{max-width:420px;aspect-ratio:.88;margin:25px auto 0;border-radius:22px}.officer-detail h1{font-size:clamp(36px,4vw,54px);overflow-wrap:anywhere}.officer-detail .officer-license{margin:18px 0}.broker-direct-contact{display:grid;gap:4px;background:#eaf3f6;border:1px solid #c9dce5;border-left:4px solid #00868b;border-radius:13px;padding:14px 20px;margin:24px 0 28px}.broker-direct-contact a{display:block;padding:8px 0;min-width:0;text-decoration:none;color:#12334b}.broker-direct-contact a>span{display:block;font-size:14px;font-weight:500;color:#4d687b;margin-bottom:5px}.broker-direct-contact strong{display:block;font:600 clamp(17px,1.5vw,21px)/1.55 'DM Sans',Arial,sans-serif;overflow-wrap:anywhere;text-decoration:underline;text-decoration-color:#6aa7af;text-underline-offset:4px}.broker-direct-contact a:first-child strong{font-size:25px}.broker-direct-contact a:hover strong{color:#006e76}.broker-direct-contact a:focus-visible{outline:3px solid #00868b;outline-offset:4px;border-radius:3px}.officer-detail .officer-actions{grid-template-columns:1fr 1fr}.officer-detail .officer-actions .button{white-space:normal}.va-broker-card>.officer-portrait{aspect-ratio:1.25;margin:0;padding:0;border-radius:0}.va-broker-card>.officer-portrait>img{top:-12%}
@media(max-width:1100px){.officer-grid{grid-template-columns:repeat(2,minmax(0,1fr));max-width:860px}.officer-card:last-child:nth-child(odd){grid-column:1/-1;width:calc((100% - 24px)/2);justify-self:center}.officer-detail{gap:30px}.officer-detail .officer-actions .button{font-size:14px}.broker-direct-contact{padding:12px 16px}}
@media(max-width:760px){.officer-detail{grid-template-columns:1fr}.officer-detail>div:first-child{position:static}.officer-detail .officer-portrait{max-width:360px;aspect-ratio:1;margin-top:22px}.officer-detail .officer-portrait>img{max-height:none}.broker-direct-contact strong{font-size:18px}.broker-direct-contact a:first-child strong{font-size:25px}}
@media(max-width:640px){.officer-grid{grid-template-columns:1fr;max-width:410px;gap:25px}.officer-card:last-child:nth-child(odd){grid-column:auto;width:auto;justify-self:stretch}.officer-card{padding:20px}.officer-card .officer-portrait{aspect-ratio:1.08}.officer-card h2{font-size:29px}.officer-detail .officer-actions{grid-template-columns:1fr 1fr}.team-intro h1{font-size:36px}}
@media(max-width:370px){.officer-card .officer-actions,.officer-detail .officer-actions{grid-template-columns:1fr}.broker-direct-contact{padding-inline:13px}.broker-direct-contact strong{font-size:16px}}

/* Keep the optional invitation from covering phone content; chat stays available. */
@media(max-width:700px){#chat-invite{display:none!important}#atwood-chat{bottom:max(14px,env(safe-area-inset-bottom))}}

/* Readable navigation and contact actions across every page. */
.contact-bar{font-size:1rem;letter-spacing:0}
.contact-bar>div{max-width:1536px;padding:6px 32px;gap:24px;align-items:center}
.contact-bar span{font-size:.9375rem;color:#d7e2e9}
.contact-bar a{display:inline-flex;align-items:center;min-height:44px;font-weight:700;white-space:nowrap;text-underline-offset:5px}
.contact-bar a:hover{text-decoration:underline}
body>header{max-width:1536px;height:112px;padding-inline:32px;gap:20px}
body>header .brand{width:190px}
body>header .brand img{display:block;height:88px}
nav#navigation{gap:14px}
nav#navigation a{font-size:1.125rem;line-height:1.4}
nav#navigation>a,.nav-label>a{display:flex;align-items:center;min-height:48px;padding:8px 0;white-space:nowrap}
.nav-label{gap:2px}
.nav-disclosure{display:grid;place-items:center;min-width:44px;min-height:48px;padding:0;border-radius:9px;color:#007b82}
.nav-disclosure:hover,.nav-disclosure[aria-expanded=true]{background:#eaf4f5}
.nav-disclosure span{display:block;width:11px;height:11px;border-right:2.5px solid currentColor;border-bottom:2.5px solid currentColor;transform:translateY(-3px) rotate(45deg);font-size:0}
.nav-disclosure[aria-expanded=true] span{transform:translateY(3px) rotate(225deg)}
.nav-dropdown{padding:20px;gap:5px 18px}
@media(min-width:86.001rem){
 .nav-group{position:relative}
 .nav-dropdown{top:calc(100% + 16px);left:0;right:auto;width:min(680px,calc(100vw - 48px));transform:translateX(var(--dropdown-shift,0px))}
 .nav-dropdown:before{top:-18px;height:18px}
 .nav-dropdown.nav-dropdown-compact{width:360px;grid-template-columns:1fr}
}
nav#navigation .nav-dropdown a{font-size:1.0625rem;min-height:48px;display:flex;align-items:center;padding:12px 15px}
.header-cta{font-size:1.125rem;min-height:54px;padding:16px 24px}
.phone-actions,.home-welcome .phone-actions{font-size:1.125rem;gap:12px 24px;font-weight:650}
.phone-actions a{display:inline-flex;align-items:center;min-height:48px;padding-block:8px}
.home-hero-contact{font-size:1.125rem;font-weight:650;gap:12px 16px;margin-top:22px}
.home-hero-contact a{display:inline-flex;align-items:center;min-height:48px;padding:10px 16px;border:1px solid #ffffff70;border-radius:10px;background:#102a4366;text-decoration:none}
.home-hero-contact a:hover{background:#ffffff24;border-color:white}
.footer-nav a{font-size:1rem;min-height:44px;display:inline-flex;align-items:center}
.footer-bottom{font-size:.875rem}.legal{font-size:.8125rem}
.film-controls button{font-size:.875rem;min-height:44px;padding:10px 15px}
.hero-bottom{font-size:.875rem}.film-controls{flex-wrap:wrap}
.breadcrumbs{font-size:.9375rem}
.inquiry-contact .phone-actions{font-size:1.0625rem}
@media(max-width:86rem){
 body>header{height:96px;padding-inline:5%;gap:18px}
 body>header .brand{width:180px}
 body>header .brand img{height:76px}
 .header-cta{margin-left:auto}
 #menu-toggle{display:block;background:#edf4f7;border:1px solid #c5d7e0;border-radius:12px;min-height:50px;padding:12px 18px;font:700 1.0625rem Outfit,Arial,sans-serif;color:#102a43}
 nav#navigation{display:none;position:absolute;top:100%;left:0;right:0;padding:16px 5% 24px;background:white;flex-direction:column;align-items:stretch;gap:2px;max-height:calc(100dvh - 160px);overflow-y:auto;box-shadow:0 16px 24px #15233820;border-top:1px solid #e0e9ee}
 nav#navigation.open{display:flex}
 nav#navigation>a,.nav-label>a{padding:12px 4px;min-height:50px;font-size:1.125rem}
 .nav-label{justify-content:space-between;gap:12px}
 .nav-label>a{flex:1}
 .nav-disclosure{min-width:48px;min-height:48px;background:#edf5f7}
 .nav-dropdown{position:static;width:100%;box-shadow:none;padding:8px;border-radius:12px;grid-template-columns:1fr 1fr;margin:4px 0 12px;background:#f4f8fa}
 .nav-dropdown:before{display:none}
 nav#navigation .nav-dropdown a{font-size:1rem;white-space:normal}
}
@media(max-width:600px){
 .contact-bar>div{padding:4px 6%;gap:16px;justify-content:space-between}
 .contact-bar span{display:none}
 .contact-bar a{font-size:1rem;min-height:44px}
 body>header{height:88px;padding-inline:6%;gap:10px}
 body>header .brand{width:132px}
 body>header .brand img{height:68px}
 .header-cta{font-size:1rem;padding:12px 16px;min-height:48px}
 #menu-toggle{font-size:1rem;padding:12px;min-height:48px}
 nav#navigation{padding-inline:6%;max-height:calc(100dvh - 148px)}
 .nav-dropdown{grid-template-columns:1fr}
 .home-hero-contact{font-size:1rem;gap:10px}
 .home-hero-contact a{padding:10px 12px}
 .phone-actions,.home-welcome .phone-actions{font-size:1.0625rem;gap:10px 20px}
 .hero-bottom{align-items:flex-end;gap:12px}
 .hero-bottom>span{display:none}
 .film-controls{width:100%;justify-content:flex-start;gap:10px}
 .film-controls button{font-size:.875rem}
}
@media(max-width:360px){
 body>header{padding-inline:4%;gap:8px}
 body>header .brand{width:112px}
 .header-cta{padding-inline:12px}
 #menu-toggle{padding-inline:10px}
}
/* Keep the video controls clear of the floating chat action. */
.hero-bottom{justify-content:flex-start;gap:28px}
@media(max-width:86rem){body:has(#navigation.open) #atwood-chat{visibility:hidden}}
@media(max-width:600px){.hero-bottom{bottom:88px;gap:12px}}
@media(max-width:600px){
 .calculator-quick-result{flex-wrap:wrap;font-size:1rem;gap:8px 18px}
 .calculator-quick-result a{display:inline-flex;align-items:center;min-height:44px}
}

/* Clear, centered action labels and comfortable broker-page spacing. */
.button{font-family:'DM Sans',Arial,sans-serif;font-weight:600;line-height:1.4;letter-spacing:0;text-align:center;justify-content:center;align-items:center;min-height:52px}
.hero-actions .button{font-size:1.0625rem;padding:15px 24px}
.home-hero-contact{font-family:'DM Sans',Arial,sans-serif;font-weight:600;font-size:1.0625rem}
.home-hero-contact a{justify-content:center;text-align:center}
.officer-card .officer-actions .button,.officer-detail .officer-actions .button{font-size:.9375rem;font-weight:600;line-height:1.4;min-height:52px;padding:12px 10px}
.team-intro.section{padding-bottom:32px}
.team-intro+.reviews{padding-top:32px}
.officer-detail.section{max-width:1260px;padding:64px 32px 40px;grid-template-columns:minmax(240px,340px) minmax(0,1fr);gap:48px}
.officer-detail>div{min-width:0}
.officer-detail+.next-step{padding-top:48px;padding-bottom:48px}
.broker-direct-contact strong{overflow-wrap:normal;word-break:normal}
.broker-direct-contact .broker-email{font-size:1.125rem;line-height:1.6}
.broker-email>span{display:inline-block}
@media(max-width:900px){
 .officer-detail.section{grid-template-columns:minmax(200px,.7fr) minmax(0,1.3fr);gap:28px;padding-inline:5%}
 .broker-direct-contact{padding-inline:16px}
 .broker-direct-contact .broker-email{font-size:1rem}
}
@media(max-width:760px){
 .officer-detail.section{grid-template-columns:1fr;padding:40px 6% 32px;gap:32px}
 .officer-detail+.next-step{padding-top:32px;padding-bottom:40px}
 .team-intro.section{padding-bottom:24px}
 .team-intro+.reviews{padding-top:24px}
}
@media(max-width:600px){
 .hero-actions .button{font-size:1rem}
 .home-hero-contact{font-size:1rem}
 body[data-broker-page] .header-cta{font-size:.9375rem;padding-inline:12px}
}