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Loan options

Start with your life.
Explore the possibilities.

The loan name comes after the conversation about your goals. Use these guides to get familiar with the options, then we’ll help you compare the details.

Conventional loans

You want to compare down payments and repayment terms without being limited to a government-backed loan program.

Explore conventional loans

30-year fixed

You value predictable principal and interest payments and want to understand the tradeoff between monthly flexibility and long-term interest.

Explore 30-year fixed

15-year fixed

You want to build equity through faster repayment and have room in your monthly budget for the commitment.

Explore 15-year fixed

Adjustable-rate mortgages

You want to compare an initial fixed period with a fixed-rate loan and understand how future adjustments could affect your budget.

Explore adjustable-rate mortgages

FHA loans

You want to understand a government-insured loan alongside conventional alternatives and see the complete cost of each.

Explore fha loans

VA home loans

You may qualify for a VA home loan benefit and want help understanding eligibility, entitlement, and the costs involved.

Explore va home loans

Jumbo loans

You are considering a larger loan and want to compare lender requirements, available cash, and financing options.

Explore jumbo loans

Self-employed & non-QM

You are self-employed, have multiple income sources, or want to understand alternatives when standard documentation does not tell the whole story.

Explore self-employed & non-qm

Renovation & 203(k)

You have a property in mind and want to explore financing that considers its planned improvements.

Explore renovation & 203(k)

USDA loans

You are looking outside some urban areas and want to check whether the USDA guaranteed program may fit your household and home.

Explore usda loans

Reverse mortgages

You want to learn how a Home Equity Conversion Mortgage (HECM) works and compare it with other ways to manage housing and cash flow.

Explore reverse mortgages

Program availability, eligibility, and lender requirements vary. These guides describe possibilities, not a promise of approval or specific terms.

Your goals lead the way

Let’s make this specific to you.

A few details and a real conversation can make the next step clearer.

A good place to begin

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your next chapter.

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